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Burlington, Ontario



Amortization Pro for iPhone/iPad/iPod


Mortgage 101 Seminars

Mortgages 101 for novices

An interactive, basic 30 minute presentation as an introduction to mortgage calculations for high school students or people entering or working in the mortgage industry or the financial planning industry.
A quick summary of the two basic algebraic equations that form the basis of the mortgage industry and the various methods an amortization schedule can be calculated. Highlighted areas covered are as follows;

Fibonacci’s future value equation
Interest Calculation Factors
Semi Annual Compounding and what it actually means
Blended mortgage payments 

Call Ron Cirotto at 905 639 0374 to arrange and book a seminar.




amortizationdotcom Mortgage Calculator for iPhone

Introduction to Canadian and American Mortgages

Seminar on prepaying principal (Part A)

Seminar on prepaying principal (Part B)

Global TV Interview regarding 40 Year Mortgages


Look for this logo on the Apple Store!


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